List of FL Non-Owner Policy Carriers?

  • GEICO (800) 207-7847 | Great for finding low rates for drivers with clean records.

  • Progressive (866) 749-7436 | Great for high-risk drivers or SR-22/FR-44 filings.

  • Travelers (866) 522-1338 | Best known for high-service local agent experience.

  • State Farm (800) 782-8332 | Great if bundling with renters insurance.

Don't worry, we can help!

Requirements to Purchase

  • You cannot own a car or have "regular access" to a vehicle registered to someone in your immediate household.

  • Must have a valid Florida driver's license (or be in the process of reinstating one).

  • If you are purchasing this to reinstate a license after a DUI or multiple violations, you must notify the agent so they can include the state filing.

  • Must get FL minimum coverage limits.

What To Say When You Call

  • " I am looking for a Non-Owner / Named Operator Policy."

  • " I do not own a vehicle and there are no vehicles in my household I have regular access to."

  • "Does this policy extend liability coverage to Temporary Substitute Vehicles (Rentals)?"

  • "Can you provide me with an Insurance ID card via email immediately so I can show it at the rental counter?"