Requirements to Purchase
You cannot own a car or have "regular access" to a vehicle registered to someone in your immediate household.
Must have a valid Florida driver's license (or be in the process of reinstating one).
If you are purchasing this to reinstate a license after a DUI or multiple violations, you must notify the agent so they can include the state filing.
Must get FL minimum coverage limits.
What To Say When You Call
" I am looking for a Non-Owner / Named Operator Policy."
" I do not own a vehicle and there are no vehicles in my household I have regular access to."
"Does this policy extend liability coverage to Temporary Substitute Vehicles (Rentals)?"
"Can you provide me with an Insurance ID card via email immediately so I can show it at the rental counter?"
List of South FL Non-Owner Policy Carriers?
MERCADO INSURANCE (305) 402-4389 | RECOMMENDED
Hours of Operations:
Monday - Friday , 10 AM–6 PM
Saturday,10 AM-2PM
Sunday, Closed
ALLIED INSURANCE GROUP (954) 475-8886
Hours of Operations:
Monday - Friday, 8:30 AM-5:30 PM
Saturday, Closed
Sunday, Closed
PETTINEO INSURANCE AGENCY (954) 493-9424
Hours of Operations:
Monday - Friday, 8:30 AM-5:00 PM
Saturday, Closed
Sunday, Closed
ALL RISK INSURANCE GROUP (561) 395-5220
Hours of Operations:
Monday - Friday, 9 AM-5 PM
Saturday, Closed
Sunday, Closed
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